As a college student, health insurance might be the last thing on your mind, but in the event of an accident or serious illness health insurance can help you face unplanned medical expenses. The Maricopa Community Colleges offer several affordable student insurance programs.
Three student insurance programs are available especially for Maricopa Community Colleges' students through ASCENSION Benefits & Insurance Solution Student Health (formerly Renaissance Insurance Agency, Inc.).
As an enrolled student at MCCCD, you are automatically insured under the Accident plan. When you enroll as a student, in approved credit and /or non-credit classes, the cost of accident insurance is covered in your student activity fee. Coverage automatically terminates when you are no longer enrolled as a MCCCD student. This plan applies only to college‑related accidents. For a description of plan benefits and coverage refer to 2015-2016 Student Accident Insurance Plan.
As the cost of medical care escalates, unexpected medical expenses can put an end to a student's plan for college. A variety of medical care programs have been reviewed, and this plan relates best to the needs and finances of our students. You can enroll for this plan online, using a major credit card.
All international students must have proof of insurance to register, and this plan of insurance is designed to protect international students against unforeseen medical expenses while studying outside their home countries.
Under the 2010 Health-Care Reform Law, students can stay on their parent's health care plans until the age of 26. It is important for you to review your parent's policy rather than just assuming that coverage will continue when you enter college. Some providers do not cover students that attend school out of state or may even charge higher deductibles and co-pays based on the student's location.